YSR Asara is a state welfare scheme for women of Andhra Pradesh. With the Mission for Elimination of Poverty in Municipal Areas, Chief Minster Jagan Mohan Reddy initiated this scheme. YSR Asara is one of the 9 schemes that were launched with the name “Navratnalu”.
Right now, there are 2,44,115 Self-Help Groups in Andhra Pradesh consisting of female members. These SHG members take loans within these groups from the government. However, due to economically weaker backgrounds, some of the women can’t pay off the debt or loans.
YSR Asara will waive the loan of women who belong to economically weaker sections. Those who are from SC/ST/OBC/Minority categories and have taken a loan before April 11, 2019, can apply for this scheme. Know the complete details about the YSR Asara application, status, beneficiary list, and more below.
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YSR Asara Pathakam
YSR Asara is a state welfare scheme for women of Andhra Pradesh. Under this scheme, the government is implementing the waive of SHG loans for women who are from 45 to 60 years old. With the Mission for Elimination of Poverty in Municipal Areas, Chief Minster Jagan Mohan Reddy initiated this scheme. YSR Asara is one of the 9 schemes that were launched with the name “Navratnalu”. This scheme was launched on September 11, 2020, and is planning on providing Asara to more than 90 lakh needy women of the Self Help Groups or DWCRA groups.
A lot of women who are enrolled in Self Help Groups take loans from the government under SHG loans. But, more than half of these women are not able to pay back the loan due to poor financial status. Therefore, the CM has come up with the scheme YSR Asara. Those women who have taken loans before April 11, 2019, will get their loan amount in four installments. They can use the government funds of YSR Aasara to pay back their loans.
Objective Of YSR Asara
The main objective of YSR Asara is to waive the loan of Self Help Group women who belong to economically weaker sections. Under this scheme, the government will provide funds to the applicants in four installments. The women who are in debt can use these funds to pay back their loans.
YSR Asara Pathakam Overview
| Name of the scheme | YSR Asara Pathakam |
| Launched by | Government of Andhra Pradesh |
| Category | State Government Financial Assistance Scheme |
| Objective | To provide waive off loan to the women of Self Help Groups |
| Beneficiaries | Women who belong to SC/ST/OBC/Minority and having ages between 45 to 60 years |
| No. of Installments | 4 |
| Age Limit | 45-60 years |
| Official Website | https://apmepma.gov.in/ |
YSR Asara Status
YSR Asara is one of the 9 schemes that were launched with the name “Navratnalu”. This scheme was launched on September 11, 2020, and is planning on providing Asara to more than 90 lakh needy women of the Self Help Groups or DWCRA groups. Under this scheme, the government will clear the pending loans of women who have taken SHG loans. The government of AP has released Rs.27,169 crores for the implementation of this scheme in the next 4 years. A total of 9,33,180 Self-Help Groups with more than 90 lakh members will get benefits.
A lot of women who are enrolled in Self Help Groups take loans from the government under SHG loans. But, more than half of these women are not able to pay back the loan due to poor financial status. Therefore, the CM has come up with the scheme YSR Asara. Those women who have taken loans before April 11, 2019, will get their loan amount in four installments. They can use the government funds of YSR Aasara to pay back their loans.
Benefits Of YSR Asara
The following are the benefits that the government of Andhra Pradesh will provide to every eligible candidate for YSR Asara. Know what are the benefits of this scheme in detail below.
- YSR Asara scheme is introduced for giving financial assistance to women who are bound in debt.
- The women who are in Self Help Groups and belong to SC/ST/OBC/Minority categories are eligible.
- Women who are from 45 years to 60 years old will get financial support from this scheme.
- A total of 9,33,180 Self-Help Groups with more than 90 lakh members will get benefits.
- YSR Aasara will pay off the loans on behalf of these women in four installments.
- If you have any pending loans in your SHG, then you can apply for YSR Aasara. The government will pay off your complete loan amount.
Navaratnalu Schemes
These are all the 9 schemes that come under Navaratnalu.
- YSR Raithu Bharosa
- Fees Reimbursement
- Aarogyasri
- YSR Jalayagnam
- Amma Vodi
- Ban on Alcohol
- YSR Asara and YSR Cheyutha
- Housing Scheme For Poor
- Pension Increment
Eligibility Criteria For YSR Asara
If you want to benefit from the YSR Aasara scheme, then you must fulfill the eligibility criteria. Check the eligibility conditions for the beneficiaries below and know if you are eligible or not.
- YSR Asara scheme is applicable for women only.
- The applicant must be a resident of Andhra Pradesh.
- The applicant must be a member of AP Self-Help Groups(SHGs).
- Should belong to SC/ ST/ OBC/ Minority caste or community.
- The applicant must have taken a loan before 11 April 2019.
- Women who are between 45 years to 60 years are eligible.
Required Documents
If you want to apply for the YSR Aasara scheme, then make sure you have the following documents. Without these proofs or documents, the application won’t be approved.
- Aadhaar Card
- Domicile Certificate
- Income Certificate
- Caste Certificate
- SHG(Self-Help Group) Loan Details
- Bank Account Number
- Passport Size Photograph
- Mobile Number
- Email Address
Procedure For YSR Asara Apply Online
If you want to apply for the YSR Asara Pathakam, then there is no online method available. The applicants must visit the bank in which they have an account and complete the application procedure. So, it is clearly an offline application procedure till now. If the official website introduces the online application option, then we will update the details immediately here. Follow these steps to apply for the YSR Asara scheme.
- Firstly, make sure you are eligible for applying and have all the required documents.
- Now, visit the bank in which you have an account and request the YSR Asara application form.
- Fill in the application form correctly and attach all the required documents.
- Submit the application form along with the documents to the bank officer.
- This completes the application procedure for the YSR Aasara scheme.
- You will receive an acknowledgment slip for the application. Keep it safe for further use.
Procedure To Check YSR Asara Application Status
Unfortunately, there is no online method for checking the YSR Asara application status. But, you can always check the messages on your registered mobile number. Make sure to provide a valid and working mobile number while submitting your application.
- You can check your application status if you got any SMS from the YSR Aasara application.
- Or you can visit the bank where you have applied for this scheme to know about your application status. Show your acknowledgment slip and know your application status.
Procedure To Check YSR Aasara Payment Status
While submitting your application form, you have to pay the application fees. You can verify whether your payment was received by the other side or not. If you want to check your Asara application payment status, then follow these steps.
- Once the application is submitted, the applicant will receive an SMS of payment completion on the registered mobile number. You can check this SMS to know your payment status.
- If you still have any doubts, you can visit the nearest Grama Sachivalayam.
Procedure To Check YSR Asara Beneficiary List
If you want to check the beneficiary list for this scheme, then here is how to do it. Just by selecting the district and Mandal of your area, you can check all the beneficiaries online. If you want to check whether you are on the beneficiary list or not, you can follow these steps.
- Open your web browser and visit https://apmepma.gov.in/.
- Now, on the homepage, find “YSR ASARA- LOAN VERIFICATION REPORT”.
- Click on this option to go to the next page on your device.
- Select your district and Mandal from the options given on the screen.
- You will get the beneficiary list on your screen now.
- Here, you can see if your name is in the beneficiaries or not.
Procedure To Submit Grievance On YSR Asara Portal
If you want to submit your grievance or complaint on the YSR Aasara portal, then follow these simple steps.
- Open your web browser and visit https://apmepma.gov.in/.
- Now, click on the “More Links” option on the homepage.
- Under Grievance, click on the “Grievance Compose” option.
- Enter your name, contact number, date, and give a description of the grievance.
- Upload the file of the document if required and click on “Submit”.
- That’s it. You have successfully submitted your grievance on the portal.
YSR Aasara Portal Helpline
If you need any help or assistance regarding the YSR Asara scheme, application, status check, etc, contact the helpline. Here is the helpline number and email address that you can contact for help.
- Helpline Number: 0863-2347302
- Email Address: supportmepma@apmepma.gov.in
FAQs
Conclusion
We hope you got to know the complete details about the YSR Aasara scheme. This is a state government scheme exclusively for women of the AP state. The women who are members of SHGs will get a waive of the loan under this scheme in 4 installments. You can apply for this scheme by visiting the associated bank. Keep visiting Janta Yojana for more useful information.